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Welcome to the web site of Hammer to Nail. Please read these Terms of Use carefully.  By accessing this site, you agree, without limitation or qualification, to be bound by these Terms of Use and all applicable laws and regulations, including laws and regulations governing copyrights and trademarks. The provision of information through this web site by Hammer to Nail is subject to your agreement to the Terms of Use below.
This Terms of Use document should be read in conjunction with our site’s Privacy Policy.

Use of Information
The information provided on the Hammer to Nail web site is not intended to be substantive advice or opinion on any specific fact or circumstance.  All information provided is of a general nature and is not intended to address individual circumstances.

Hammer to Nail, its subsidiaries, divisions, affiliates, agents, representatives and licensors assume no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information, services or other material on this site. Your use of this site is subject to the additional disclaimers and caveats that may appear throughout these Terms of Use, the Privacy Policy and the Hammer to Nail web site.

No relationship is established with Hammer to Nail by accessing this web site. Such a relationship can only be established after entering into a written agreement with Hammer to Nail.

Disclaimer of Warranty; Limitation of Liability
THIS SITE IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, OTHER THAN THOSE WARRANTIES WHICH ARE IMPOSED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER APPLICABLE LAW. YOUR USE OF THIS SITE IS AT YOUR OWN RISK.  ACCESS TO THIS SITE MAY BE INTERRUPTED AND INFORMATION, SERVICES AND MATERIALS MAY NOT BE ERROR-FREE.

NEITHER Hammer to Nail, NOR ANY OF ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS OR REPRESENTATIVES SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SITE AND THE INFORMATION AVAILABLE ON THE SITE OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULT OF ANY INFORMATION AVAILABLE ON THE SITE. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST Hammer to Nail, AND ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS AND REPRESENTATIVES ARISING OUT OF YOUR USE OF THE SITE AND THE INFORMATION AVAILABLE THEREON.

BY USING THIS WEB SITE, YOU ACKNOWLEDGE AND AGREE THAT THE LIMITATIONS SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THESE TERMS OF USE AND THE SERVICE WOULD NOT BE PROVIDED TO YOU WITHOUT THOSE LIMITATIONS.  SOME STATE LAWS REGARDING LIMITATION OF LIABILITY MIGHT APPLY.

Links to Other Sites
Links to other sites, including those of Hammer to Nail sponsors, are provided for informational purposes only and do not constitute endorsements or recommendations by Hammer to Nail of those sites, or the information, materials, products or services contained on or accessible through the sites, and users’ access and use of such sites, including information, material, products and services on those sites, is solely at your own risk. Hammer to Nail is not responsible for information provided on any site to which it is linked.

Right to Change Terms of Use
Hammer to Nail reserves the right to change these Terms of Use at any time and from time to time.  Any changes to these Terms of Use will be effective immediately upon posting of the changed Terms of Use on the web site. You are responsible for reviewing these Terms of Use periodically, and your use of the service and this web site following any change in the Terms of Use constitutes your agreement to follow and be bound by the revised Terms of Use.

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